When you sit down with a lender, one of the first decisions you'll face is choosing between a fixed rate mortgage and an adjustable rate mortgage (ARM). Both have legitimate use cases the right choice depends entirely on how long you plan to stay in the home and your tolerance for payment variability.
Financial Planning
Fixed vs. Adjustable Rate: Which Mortgage Is Right for You?
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If you have questions about which mortgage structure fits your situation, reach out and I can refer you to lenders who will model both options with your specific numbers.
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